Trusted, Tailored Advice

Our specialist financial advisers provide truly independent financial advice to individuals and businesses.

What_We_Do_Main_Adviser_Image_2.jpg

Our Expertise

We are a team of experienced Financial Advisers who can advise on your personal or business financial arrangements. We have been building trusted relationships with clients for many years by articulating clear and tailored recommendations in areas ranging from investments to retirement planning to complex estate planning advice.

We pride ourselves on offering expert tailored advice, specific to your situation, to allow you to make an informed decision about the best route forward. We work in close partnership with all our clients so as your financial needs evolve over the years we can be responsive and ensure your financial arrangements remain appropriate.

Where your financial needs are more complex, we can work in collaboration with your other professional tax, trust and legal advisers. If you prefer we and recommend a specialist firm from our carefully selected panel of trusted partners.

Our Specialist Advice Areas:

Individuals:

  • Personal Investments
  • Pensions and Retirement Planning
  • Estate Planning
  • Financial Protection

READ MORE ABOUT ADVICE FOR INDIVIDUALS

Businesses:

  • Key Person Insurance
  • Business Protection
  • Directors’ Pensions
  • Employee Pensions
  • Corporate Investments

READ MORE ABOUT ADVICE FOR BUSINESSES


Our Process - What you can expect

Our Initial Meeting We will discuss your needs today and life goals in the future. We will also review your current financial planning and tax arrangements, which may include existing pensions, investments, business assets and cash in the bank. We will agree a fee for our advice before we proceed.

Research and Review We will develop a financial planning strategy after careful research, specific to you, based on your attitude to risk. This may include one, or all, of these areas; cash-flow needs, investing your funds, tax-efficiency and family or business protection.

Presentation We will produce a personalised and structured written financial plan which sets out how you will reach your life goals to the time-line you have chosen. We will ensure you know of all options open to you, with the benefits and drawbacks of each route.

Implementation On your instruction, we will implement your financial plan by setting up the appropriate policies for you. As independent advisers we ensure you have the best product from the whole of market, based on your needs. Where investments are concerned, we utilise our expert Investment Planning Process.

Review We work with all clients on a long-term, collaborative basis. regular review meetings ensure your financial plan remains appropriate for your current circumstances. Reviews also allow us to adjust your arrangements as the markets or tax regimes change to ensure you achieve your longer-term life goals.


Our Fees

We work on a fee basis, with fees set on a fair and mutual basis. All fees are agreed and communicated with you before we commence work. Typical fees are 1% of the investment (subject to a minimum of £1,500) – should we be dealing with larger investments these are capped at a maximum charge so as not to be excessive.

We do not work on a commission basis – giving you peace of mind that our advice is truly independent. We work with the highest levels of integrity, where your best interests are of the utmost importance to us.

To find out more about our Services and Fees, please click here

Client Case Studies